From pre-approval to closing. One call.

“I was a first time home buyer and very nervous about whether I could really afford to buy. Instead of just pushing me into a sale, John sat me down and we crunched the numbers together. Because he also writes home loans, he explained what a debt ratio is and how underwriters decide if a buyer has enough income to qualify. He gave me a very slow but detailed explanation. When I could see for myself that I would be ok, that's when I felt we should go for it. There was never any pressure to do anything, and I know for a fact that if John didn't think I would be safe making my purchase, he would come out and tell me.”

“John has now helped us with our 3rd purchase in the past 20 years. Each time has been so easy and without any glitches. John also handled the financing, so we had one person who could represent us as a real estate agent and also as a senior loan officer. This was so important to us because we were very busy working and we didn't have the time to run all over the place. John always brought everything to us either in person or by email. He even arranged a mobile notary to come to our house. The service was first class, and John was always there for us every step of the way.”

“When we made the offer there were a few other offers, but John told the listing agent that he was going to write our loan and that it had already been reviewed by his underwriter. Our offer stood out because of the communication between John and the listing agent. A couple of days later I found out that our offer was accepted. I was so happy, because there were other offers and they chose mine.”

“When we bought our condo at the beach we were still living on the east coast, so buying in California took extra work to coordinate. John knew exactly how to make this happen without any mishaps. We simply could not have had a better experience. If John represents you in buying a home, you will be so happy with him.”

“The first home we bought with John was right in the middle of the biggest sellers market in history, and it was nearly impossible to get an offer accepted. We kept getting priced out. It would have been so easy for John to tell us to just make a ridiculous offer, but he insisted that we be patient. We finally made a deal on a beautiful home at a price we were comfortable with. We didn't have to over pay. We will always use John for anything related to buying or selling a home, and also obtaining a home loan.”

“John was familiar with the guidelines the underwriter would use. My income as an auto mechanic with overtime was a little more difficult to calculate, but when I gave him a year of pay stubs he was able to document my overtime for the underwriter. Today I still live in the same house with my family. We are so happy to be home owners.”

“I have now purchased my second home with John representing me as my broker each time. I was always very cautious about my business affairs, especially when buying a home. Once I used John for the first purchase, there was no doubt that if I ever bought a second home John would get the job. Every once in a blue moon you meet someone that you just know you can trust. John is someone I can always rely on.”

“There isn't any other real estate agent we would ever consider using except John. He handled our transaction with true professionalism, and there was never any issue closing on time.”

“I used John to sell our home and also to purchase the home I currently live in. The sale was during a down cycle in the market, yet we still received a very favorable offer, which we accepted. The home we then purchased was in a fantastic neighborhood. In addition, John wrote our home loan. We are very happy with the service we received, and through the years we have become very good friends.”

“I had a lot of deferred maintenance that needed to be addressed to attract the right buyer. John found the exact kind of buyer we needed in a slow market. He also found me a beautiful one story home. I love my new home, and I am so happy that John was able to help me. Everything had to be handled without any mistakes. There was too much at stake if things didn't go exactly as John planned. He made it happen.”

“It took someone with real lending knowledge and an understanding of underwriting guidelines to structure a loan that would work for us. John went right to work. He went through every financial document we sent him, including corporate taxes, personal taxes, and issues related to business partners. After about two weeks he had a plan and a proposal that he took to his underwriter.”

“A few years ago I bought my first home. I wasn't quite sure if we had enough money and if we could afford the monthly payment. John was very helpful and even helped us with some of the cost so we could save some money and be ok after the closing. We are very happy with John and will be happy to refer him to our friends and family.”

“We have bought and sold 4 houses with John as our real estate agent. From then on, we have become very close friends, and often find time to go out to dinner or meet at my home for a family cooked meal. To all of you thinking about buying a home, please do yourself a favor and call John. He is amazing.”